Culture Spotlight

A life well-lived with digital banking

The amazing conveniences of online banking that make modern life easier.
Partner Feature | Mar 11 2020

Isn’t it incredible how the routine activities we do every day have been made easier and more convenient with today’s amazing innovations? It gives us the freedom and the time to focus and pursue the things we value.

Rather than spending hours having to fill up documents, navigating traffic to go from one place to a bank branch, you can have more time with friends, family and loved ones; more time so you can enjoy life’s simple pleasures like reading, conversations, savoring your cup of coffee or tea, taking a leisurely stroll, or simply basking in the beauty of a scenery or music.

Bank of the Philippine Islands (BPI), the country’s pioneer bank continues to be a trailblazer by creating a digital ecosystem that empowers Filipinos to do their banking transactions at their most convenient time and place. Ah, the beauty of being empowered with time and to make convenient choices relevant to your finances and lifestyle—now available for all Filipinos.

Here are some activities amazingly made easy, simple, and convenient through BPI’s digital ecosystem.

BPI’s digital ecosystem has two components: Open Banking and the BPI Digital Platforms – BPI Online banking website (www.bpi.com.ph) and BPI Mobile app.‚Äč

Waking up to a delicious hot cup of coffee

If you’re like two-thirds of working adults in the world, coffee is an absolute necessity to starting your day. Guarantee yourself a perfectly made cup of coffee every time with Nespresso coffee machines, capsules, and accessories, which you can easily purchase online through BPI.

 

Getting fit and fab

The daily exercise or sports activity takes you on the road to fitness and BPI lets you get there in style. Get your fitness and sports outfits and accessories at top sports retailer Decathlon made as easy as 1-2-3 online and in store with BPI.

 

Riding trains and buses with just tap-and-go 

If you are a commuter, you can conveniently ride the MRT, LRT 1, LRT 2, and some P2P bus lines with just a tap of your prepaid BEEP cards. You can now reload your BEEP cards through BPI Online, instead of going to convenience stores or MRT and LRT stations to top up.

 

Cashless shopping and bills payment 

With the advent of e-commerce, e-transactions, and online shopping sites, more people have started shopping and even paying their bills online at their convenience, anytime, anywhere. BPI’s partnerships with GCash and PayMaya have made that possible.

 

Hassle-free fund transfers

These days, you can make payments and do financial transactions without having to bring cash! With BPI Online and the BPI Mobile app, you are empowered to transfer funds with just a few clicks and taps.

BPI Online and the BPI Mobile app also have a QR Code Generator feature which allows seamless fund transfers between BPI account holders. And because each QR code is unique, you don’t have to worry about typing in the wrong account number. You can take a screenshot of your QR code and save it so you can just send it out when you need funds transferred to your account.

 

Phone reloading real-time

Never run out of load. If you are a prepaid phone user, you don’t have to go out and search for nearby stores to get a prepaid card or load your phone. Both BPI Online and the BPI Mobile app let you reload to all networks (Globe, TM, Smart, Sun, and TNT).

 

Online branch appointment scheduling

If there is a need to visit a BPI branch, expect it to be more efficient as BPI has brought back its online appointment scheduling. This feature gives you the freedom to transact at your preferred branch and time. You can simply log on to www.bpi.com.ph, give the transaction details, and get the queue number.

 

Mobile Key

Sometimes we travel to places where network limitations may prevent us from receiving our one-time PIN (OTP) via SMS on the mobile number registered with BPI. What you can do is activate the Mobile Key through the BPI Mobile App before your trip. Just go to “Account Maintenance – Authentication” and toggle the Mobile Key button. Nominate a 6-digit PIN code and confirm this action by entering the OTP sent to your registered mobile number.

With your mobile key, you can still transfer funds or pay your bills conveniently and securely anytime, anywhere.

These are just some of the highlights of the BPI digital ecosystem. With 70 online banking and 40 mobile app features, BPI has the most extensive list of digital capabilities of any local bank. More impressively, each feature has been designed to help you live your best life by unlocking and discovering the convenience and security of BPI’s digital channels.

 

Visit www.bpi.com.ph to learn more.