Man arrested for credit card fraud, identity theft

Maan Macapagal, ABS-CBN News

Posted at Apr 06 2017 10:55 PM | Updated as of Apr 07 2017 12:07 AM

The PNP-Anti Cybercrime Group (PNP-ACG) has arrested a 44-year-old man for credit card fraud and identity theft.

Gabriel Mackay was caught red-handed accepting the delivery of a credit card replacement in his residence in Recto, Manila earlier Thursday.

The suspect's modus is to call the credit card company, pretend to be a legitimate card holder and ask for a replacement card to be delivered to his address. 

A bank came forward to file a complaint to the PNP-ACG. 

Supt. Jay Guillermo, spokesperson of the PNP-ACG said, "Someone is assuming the identity of a legitimate depositor, so based on initial report that the bank provided to us, iyung nahuli natin ay gusto niyang papalitan ang address nung legitimate depositor. Sabi niya sa call center, papalitan yung bagong card dahil lumipat siya ng address so he assumed the identity of the legitimate depositor kaya pina-deliver niya ang card kung saan siya nahuli dito sa Recto, Manila."

Guillermo said it was good that the bank was able to verify the card replacement with the owner. 

"Buti na-icheck nila sa legitimate owner kung nagpabago ba ng information."

"The bank monitored the activity kung kailan niya tatanggapin, they coordinated to us."

Authorities recovered numerous identification cards in the suspect's possession, all possibly used in his modus. 

Authorities also found a calendar indicating delivery schedule of the credit cards. 

Guillermo said, "We will check if these banks were also victims of this kind of fraud."

Authorities are now investigating if Mackay is part of a syndicate. 

Guillermo said, “May mga subpoena siya from CIDG, we will check kung meron siyang pending case. Ang daming na-confiscate sa kanyang mga ID. We assume also na hindi lang siya isa diyan, kundi mga apat o lima sila.”

Guillermo said there are a lot of ways credit card information can be stolen. 

“Maraming sources iyan, pwedeng employees of the call center, can be made through web phishing, through sa mga malls, somebody is asking you kung gusto mo magkaroon ng bagong credit card, just give me the old credit card number, may isang magte-text sa iyo na if you want to avail of a credit card, lifetime membership, mga resibo natin kung saan saan natin inilalagay, billing information, birthday, expiry date, credit limit."

The suspect will be charged with multiple cases including Identity Theft and RA 8484 or Access Device Act and Section 6 of RA 10175 (Cybercrime Prevention Act of 2012).