Simple Investments to Make the Most of Your 13th Month Pay

Posted at Dec 22 2017 05:59 PM

There’s no smarter way to spend your money than investing it in something that grows in value. Sure, you can argue that new clothes or shoes are an investment — they are necessities after all. However, if you spend more than you should on these items, you might want to reassess your priorities.

Real investment is about making your cash work for you. Start by putting your 13th month pay in small yet smart investments. For more financial tips, head over to

Business Capital

You can start a small business with your 13th month pay as seed capital. For as low as P20,000, you can launch your own startup, or purchase a small franchise. Plus, with the help of technology, you can find different online resources to market your business for free.

Real Estate Down Payment

Real estate is the hottest investment right now. Use your 13th month pay as down payment for a property. The nice thing about investing in real estate is that you can either lease your property or use it — sometimes you can even lease it while using it.

Seminars and Trainings

You can also invest in yourself. You are your greatest asset so it makes sense that you spend money for your personal growth as well as career advancement. Buy books to enrich your mind, attend seminars to deepen your knowledge, and show up at trainings to hone your skills. 

Opportunities to grow your money are endless, if only you know where to look. This season, be wise with your money and invest in things that will generate a greater return on investment. Save and invest today for a better tomorrow.