Contrary to popular belief, using credit cards has more financial benefits than not having one. For starters, you’ll get access to perks, promos, and discounts if you swipe enough. It’s also a more secure than using a debit card or paying in straight cash.
But along with the perks are credit card fees you need to watch out for. Irresponsible use of your credit card could drown you in debt. So keep these in mind.
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